viainvest Секреты

After 15 months of active testing, our experience with PeerBerry has been largely positive. The platform delivers on its core promises of consistent returns, geographic diversification, and reliable buyback guarantees.

On a positive note, it should be emphasised that there were no negative effects for investors. The buyback guarantee was honoured at all times, as were the payout requests, which were processed immediately.

I have invested small stakes in both Peerberry and Mintos to start off with but would appreciate your thoughts on the following two questions:

Register using your email address and create a secure password. The initial registration takes approximately 2 minutes to complete.

If a loan by the lender defaults, the buy-back guarantee is then triggered. In this case, the outstanding receivables are reimbursed by the lender, including accrued interest. If the lender has difficulties servicing those receivables, the VIA SMS parent company steps in.

As one of the few Latvian platforms, the transition process to a regulated business unit has also uncovered some problems and weaknesses at Viainvest:

In the recent past, P2P platforms have had to overcome several crisis situations. These included the coronavirus pandemic and the war in Ukraine. How did Viainvest deal with these situations?

As you may already be aware, the current demand for loans surpasses the available supply. We’re actively addressing the demand-supply imbalance and anticipate an increase in loan supply this autumn as lending companies tend to issue more loans.

Withholding tax is currently 5 per cent for Viainvest and is withheld directly. However, you can avoid this charge in many cases by obtaining a certificate of residence.

With Viainvest, you can only invest in private loans from the ViaSMS Group. This makes you dependent on their success; at the same time, however, peerberry it also makes due diligence easier. A quick glance is enough to realise that the Group has always been profitable – with the exception of the COVID crisis year 2022 – and recently recorded profits in the millions. The signs are pointing to growth here, so investors do not need to worry about stability at the moment. Based on my experience in the P2P market, I would therefore describe Viainvest as one of the most exciting providers. Personally, I will therefore triple my investment on the platform this year!

Our investment results depend on our own preferences in what we want to invest in. If we target only loans with a limited supply, we must also accept competition on the platform (we are not alone, and we are not first in the queue). If preferred loans are not enough for everyone, AutoInvest can not invest either (AutoInvest as a tool works well, but if there are no loans under the chosen parameters, there is nothing AutoInvest can invest in).

I’ve been invested there for years and have grown my own investment into the five-digit range. I trust the platform’s team to manage my money well in the future.

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Not a good experience ! The overall process with pay is not great and not in the same bracket category with TREATY.